The follow are the terms and conditions of use of this website, if not in agreement with the following, please navigate away from this site.

The following are the terms and conditions that govern use of this website (the “Site”). By using the Site, you agree to be bound by the terms and conditions of this agreement, similar to manually signing a contract containing them.

The Site and these terms and conditions may be updated by us from time to time without notice to you. Your continued use of this Site will constitute your acceptance of these terms and conditions, as modified. You will be bound by and expected to abide by such changes.
You may not contest the validity, enforceability or admissibility of hard copy printouts of this Agreement. Copies of this Agreement, if introduced as evidence in tangible form in any judicial or administrative proceedings, will be admissible to the same extent and under the same conditions as other business records originated and maintained in documentary form.


The contents of this Site including, but not limited to, the design and “look and feel” thereof and all of the content featured or displayed thereon, and all text, graphics, photographs, images, moving images, animation, sound, illustrations and software and compilations thereof is the exclusive property of Lai and Associates Inc The compilation of all intellectual property on this Site is the exclusive property of Lai and Associates Inc and protected by Canadian and international copyright laws.

Users of the Site may not commercially exploit, or otherwise transmit, copy, publish, disclose, place on a web site for view, republish, or reproduce all or any part of the Site in any manner whatsoever, whether electronically on the Internet or otherwise. Use of this Site does not include any resale of this Site or its contents; any collection of product listings; descriptions or prices; any other derivative use of this Site or its contents; any downloading or copying of information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. You may not use any meta tags or any other “hidden text” utilizing Lai and Associates Inc’s name or trademarks without the express written consent of Lai and Associates Inc Any unauthorized use of this site and/or its contents terminates the permission or license granted by Lai and Associates Inc
You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Lai and Associates Inc so long as the link does not portray Lai and Associates Inc, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter, as determined by Lai and Associates Inc in its sole and absolute discretion.
All Site contents are subject to change without notice. If you require further information concerning the Site’s contents, or if you wish permission to use, to reproduce, or to republish any Site contents, other than as stipulated herein, please contact: contact@laiandassociates.ca

Lai and Associates Inc cannot, and does not, guarantee or ensure either the accuracy, completeness or authenticity of any Site content, Site functionality, or the transmission of any Site content from the Site to you. Certain aspects of the Site may have been prepared by persons other than Lai and Associates Inc and other web sites that may be accessed from this Site by hypertext links are entirely independent of the Site.

Lai and Associates Inc does not control, nor is it responsible for, the contents of any web sites that may be accessed from this Site by a hypertext link. The inclusion of any Site acknowledgements, the identification of any person or entity in the Site, or any hypertext link to another person or entity are included in the Site as a convenience to you and shall not, in any manner, be construed or relied upon by you as an approval, sanction, endorsement or incorporation by reference into this Site, of such person’s or entity’s web site, products, services, or information. The inclusion of the hypertext links does not imply that Lai and Associates Inc is authorized to use any trade name, trademark, logo, legal or official seal or copyrighted symbol that may be reflected in the hypertext linked site. Lai and Associates Inc reserves the right to terminate any hypertext links to other web sites at any time.


All Site content is strictly for your personal use only, and no aspect of the Site shall constitute an offer to buy or sell products of Lai and Associates. The Site does not, and it is not intended to, provide any advice and shall not be relied upon by you in that regard. Lai and Associates Inc’s products are available only in jurisdictions where they may be lawfully offered for sale. All Lai and Associates Inc products shall be subject to the terms and conditions of any applicable agreements.
This Site, and contents downloaded from this Site, may contain infections, computer viruses, worms, Trojan horses, errors, bugs or other programs and codes that manifest contaminating or destructive properties, or unauthorized information. You agree that your use of the Site shall be on an “as is” basis and entirely at your risk. As a condition of your use of the Site, you represent and warrant to Lai and Associates Inc that you shall not use the Site for any purpose that is unlawful or prohibited by this Agreement. You may not use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site. Neither Lai and Associates Inc, nor any officer, director, or employee thereof, nor any other person associated with the creation of the Site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the Site, including without limitation any direct, indirect, special, third party, or consequential damages regardless of how any such liability may arise, whether in contract, tort, negligence, equity or otherwise. To the fullest extent permissible by applicable law, Lai and Associates Inc disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, warranties against infringement of any third party intellectual property or proprietary rights, warranties relating to the accuracy, correctness, currency, timeliness or completeness of any information or data. Without limiting the foregoing, Lai and Associates Inc shall not be responsible for any detrimental reliance that you may place upon the Site, information contained herein, or its contents whatsoever. Certain federal, state or provincial laws may not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.
You agree to, upon request, indemnify and hold us harmless from any and all liabilities, claims, losses and expenses, including attorneys’ fees, which arise directly or indirectly from any breach of these Terms & Conditions for which you are responsible, or from your use of this Site.


You acknowledge and confirm that complete confidentiality and security is not yet possible over the Internet, and that the Internet is not a secure medium where privacy can be ensured. Your confidential use of the Site cannot be guaranteed, and you acknowledge and agree that your use of the Site (including information you transmit to the Site) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein, Lai and Associates Inc shall not be responsible or liable for any harm or damages that you, or any other person, may suffer in any connection with any such breach of confidentiality or security.


Your use of this Site shall be exclusively governed by the laws of the Province of Ontario, Canada. The Courts of the Province of Ontario, Canada shall have sole jurisdiction over your use of this Site, and you agree to attorn and submit to such exclusive jurisdiction. No other courts, tribunals, administrative authority or judicial body shall have any jurisdiction over this Site or your use of this Site.


The failure of Lai and Associates Inc to enforce any provisions of these terms and conditions or to respond to a breach by you or any third party of these terms and conditions shall not in any way waive the right of Lai and Associates Inc to subsequently enforce any of the terms and conditions contained herein or to act with respect to similar breaches.


If any provision of these Terms & Conditions is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms & Conditions and shall not affect the validity and enforceability of any remaining provisions.


Lai and Associates Inc reserves the right, at its sole discretion, to terminate your access to all or any part of this Site, with or without notice.


Last Updated: 20/04/2023